The pandemic has changed the way we budget. For many it has resulted in reduced income like; salary pay cuts, lost jobs or even closed down personal businesses. Until the COVID-19 pandemic is over, survival has to be the imperative focus for startups. So, this is how I have survived during this period.
Cutting out on ordering from online platforms or take-outs has really save me coins. I started making use of my freezer with essential items not ice-cream anymore.
2.Purchasing greens in bulk then store them in the freezer saves a lot. If you need vegetables, visit a to the market, don’t order from online platforms.
3. Purchasing meat and poultry from Dagoreti or City Market will save you
4.For household, you might consider buying items in bulk. I discovered dukani.co on Instagram; their prices are unbeatable, stock up your pantry!!!
Paying Bills In Advance
Besides rent, my other main bills are KPLC and WI-FI. You can’t even take a second to imagine yourself in darkness and with no internet connection. Therefore, approximate how much tokens you use on monthly basis.
1.You might want to change your bulbs to energy-saving bulbs.
2. Unsubscribe from premium apps you hardly use.
3.Consider buying the platinum Safaricom plan which starts from ksh 1,000; in comparison to buying airtime, this plan is the real deal.
Review Your Priorities
Let’s face it. When setting your annual goals or New Year’s resolutions, the impact of a global pandemic and economic meltdown was not a consideration. Now is the perfect opportunity to use some of this time to reflect on your priorities and adjust your long and short-term goals.
The key is to adjust your focus to where it is needed the most, whether that is based on your family or professional obligations. I have hugely cut on purchasing outfits,shoes and other items online because I used to do that alooooooot, you have no idea!!!
Consider it a permanent lifestyle change
If you’re someone who saw your weekly and monthly expenses shrink during this period, without dinners out at restaurants, shopping and traveling, don’t look at it as a temporary situation. Consider it a permanent lifestyle change.
Pandemic Survival Checklist kit
- Disposable Gloves
- First-aid Kit (Make sure you have a thermometer to monitor the temperature of anyone in your home who falls ill.)
- Supply of Prescription and OTC Medicines
- Humidifier (minimize the circulation of infected droplet) Increasing the humidity can keep your nose from drying out. You need to keep the protective membranes moist so that they are more effective in filtering out pathogens Mid-range humidity may make some viruses decay faster.